Humber/Ontario Real Estate Course 4 Exam Practice

For obtaining home insurance, a traditional wood-burning fireplace:

1. Has little heat loss through the chimney

2. Is highly efficient

3. May require inspection by a certified WETT inspector

4. Does not need a smoke shelf

5. Requires regular monthly maintenance

6. Needs an energy efficiency certificate

The correct answer is: Has little heat loss through the chimney

The choice indicating that a traditional wood-burning fireplace may require inspection by a certified WETT inspector is significant for home insurance purposes. A WETT inspector is qualified to assess wood-burning appliances to ensure they are installed and maintained properly, meeting safety regulations. This inspection helps to identify any potential hazards associated with the fireplace, such as creosote buildup in the chimney or improper installation, which could lead to fire risks. Home insurance providers often require such inspections to mitigate risk and ensure that the property is insurable and safe. This requirement can impact coverage options, premiums, and overall insurance terms. Other options do not align with the standard practices or requirements for home insurance related to traditional wood-burning fireplaces, highlighting the importance of the inspection for both safety and compliance.