Humber/Ontario Real Estate Course 4 Exam Practice

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When a lawyer conducts a title search, what does this process typically include?

  1. Checking various non-title aspects such as work orders and deficiencies

  2. Ignoring any consent required from a spouse

  3. Overlooking the inability to discharge a mortgage

  4. Not considering any discovered right-of-ways

  5. Only verifying ownership updated in the last five years

  6. Reviewing environmental impact assessments

The correct answer is: Checking various non-title aspects such as work orders and deficiencies

When a lawyer conducts a title search as part of the real estate transaction process, it typically includes checking various non-title aspects such as work orders and deficiencies. This is crucial to ensure that the property being transacted is free of any liens, encumbrances, or other issues that could affect its ownership or value. By reviewing work orders, deficiencies, and other related matters, the lawyer can provide a comprehensive assessment of the property's status, helping to protect the interests of their client in the transaction. Option B is incorrect because consent required from a spouse is an essential aspect that cannot be ignored in certain situations, especially in jurisdictions where spousal consent is necessary for property transactions. Option C is incorrect because the inability to discharge a mortgage is a significant issue that needs to be addressed during a title search to ensure that the property can be transferred free and clear. Option D is incorrect because any discovered right-of-ways should be considered and investigated during a title search to understand any potential restrictions or easements on the property. Option E is incorrect because a thorough title search typically involves verifying ownership history beyond just the last five years to ensure a complete and accurate chain of title. Option F is incorrect because while environmental impact assessments may be important in certain